Temporary Total Disability in Indiana
When a worker is unable to do their job because of a work-related injury, they may be eligible to receive compensation while they recover. The type of payment to which a worker is eligible depends on the nature of their injury. If a worker can work only part-time because of an injury, they may receive permanent partial disability. If a worker is completely unable to work, they may receive Temporary Total Disability benefits.
Temporary Total Disability benefits provide workers much-needed financial assistance while they cope with their injury. These benefits help an injured person pay for basic needs, such as food and housing, and for other expenses they might be facing. At Coriden & Coriden, LLC, we are proud to represent people seeking temporary total disability benefits to stay afloat in the wake of a terrible workplace injury.
How Does a Worker Know if He or She is Eligible?
A workplace injury can be extremely painful and debilitating, but it is not always clear to that worker how serious or long-term the injury or illness might be. A doctor will typically inform the worker that they will not be able to do their job, and they may or may not offer a specific timeline stating when the worker should resume their job responsibilities.
How Much Does a Worker Receive for Temporary Total Disability (TTD)?
Temporary Total Disability is paid based on a person’s pay rate at the time of their injury. A worker will receive 66.6 percent of their wages, up to a maximum amount determined by the state on an annual basis. The amount of the payments is locked in to reflect the wage at the time of the injury, so any raises or inflation of your pay won’t be reflected in the amount of disability benefits you receive. The maximum amount of time a worker can receive TTD benefits is 500 weeks.
What if an Employer or Insurance Provider Denies Compensation?
It is not uncommon for a representative of the company providing payments to dispute a physician’s claim regarding disability. In these cases, having an attorney to represent you is especially helpful. Your attorney can help make sure your rights are protected and that you are treated fairly by insurance companies.
What if Your Injury Leads to Complete Disability?
While the maximum length of time Temporary Total Disability can be paid is 500 weeks, some workers might find their injury will keep them from work much longer than that period. When an injury completely inhibits a person’s ability to work, that worker may decide to pursue Social Security Disability benefits.
Workplace injuries can cause a worker an incredible amount of pain and suffering. They might also severely limit a person’s wages and overall work capacity. That is why tools like Total Temporary Disability are available for injured employees. They help take some of the burden off a worker so they can focus on recovery.
The attorneys at Coriden & Coriden, LLC are proud of the work we do for our clients. We help them with the legal challenges they might be facing by using our experience and knowledge of Indiana law. If you’d like to learn more about disability payments, worker’s compensation benefits and your legal options, contact Coriden & Coriden, LLC today to speak to one of our attorneys.